# FICO

FICO (fico.com): subprocessors, data processing agreement, security documents and changes, as monitored by Third Party Index.

- Page: https://thirdpartyindex.com/vendors/fico
- Documents last verified: 2026-09-30
- Transparency rating: 79/100 (how much it publishes, not how secure it is)
- Cite as: FICO, Third Party Index, https://thirdpartyindex.com/vendors/fico (data CC BY 4.0)

## Documents

| Document | URL | Last verified | Last changed |
|---|---|---|---|
| Trust center | https://www.fico.com/en/trust-center | 2026-09-30 | 2026-09-30 |
| Subprocessor list | https://www.fico.com/en/subprocessors | 2026-09-30 | 2026-09-30 |
| Data processing addendum | https://www.fico.com/en/fair-isaac-data-processing-addendum | 2026-09-30 | 2026-09-30 |
| Privacy policy | https://www.fico.com/en/privacy-policy | 2026-09-30 | 2026-09-30 |
| Terms | https://www.fico.com/en/fair-isaac-purchase-order-terms-and-conditions | 2026-09-30 | 2026-09-30 |

## Subprocessors (43)

As its own list states them.

| Subprocessor | Purpose | Location | Listed since |
|---|---|---|---|
| [Amazon Web Services, Inc. (and its regional affiliates)](https://thirdpartyindex.com/vendors/amazon-web-services.md) | Public cloud provider; Text-to-Speech services for clients globally | Brazil, Canada, Germany, India, Ireland, Singapore, Australia, USA, United Kingdom, South Africa, Indonesia, Japan (subject to client location); USA, Canada, Singapore, Australia, Japan, Germany, United Kingdom, Brazil, South Africa (subject to client location) | 2026-09-30 |
| [Atlassian Pty Ltd](https://thirdpartyindex.com/vendors/atlassian.md) | Management of agile user stories to assist with the development of FICO’s SaaS Services for the purposes of enhancement and debugging. | United States | 2026-09-30 |
| Colt Technology Services Group Limited | Voice services for clients in Europe | United Kingdom | 2026-09-30 |
| Cybersource Ltd. | Phone Number Insights for clients in the United States | United States | 2026-09-30 |
| Eighth Intuition Sdn. Bhd | Corporate Affiliate | Malaysia | 2026-09-30 |
| Fair Isaac Corporation | Corporate Affiliate | Thailand; USA | 2026-09-30 |
| Fair Isaac ASPAC Pte Ltd | Corporate Affiliate | Singapore | 2026-09-30 |
| Fair Isaac Australia Pty Ltd | Corporate Affiliate | Australia | 2026-09-30 |
| Fair Isaac Australia Pty Ltd New Zealand Branch | Corporate Affiliate | New Zealand | 2026-09-30 |
| Fair Isaac Brasil do Ltd | Corporate Affiliate | Brazil | 2026-09-30 |
| Fair Isaac Canada Ltd | Corporate Affiliate | Canada | 2026-09-30 |
| Fair Isaac Deutschland GmbH | Corporate Affiliate | Germany | 2026-09-30 |
| Fair Isaac Espana, S.L | Corporate Affiliate | Spain | 2026-09-30 |
| Fair Isaac Italy S.r.l | Corporate Affiliate | Italy | 2026-09-30 |
| Fair Isaac Japan GK | Corporate Affiliate | Japan | 2026-09-30 |
| Fair Isaac Lithuania, UAB | Corporate Affiliate | Lithuania | 2026-09-30 |
| Fair Isaac Mexico S.A. de C.V. | Corporate Affiliate | Mexico | 2026-09-30 |
| Fair Isaac Nordics, AB | Corporate Affiliate | Sweden | 2026-09-30 |
| Fair Isaac Services Limited | Corporate Affiliate | United Kingdom | 2026-09-30 |
| Fair Isaac Software India Private Ltd | Corporate Affiliate | India | 2026-09-30 |
| Fair Isaac South Africa Pty Ltd | Corporate Affiliate | South Africa | 2026-09-30 |
| [Google LLC](https://thirdpartyindex.com/vendors/google-cloud.md) | Text-to-Speech services for clients globally | United States | 2026-09-30 |
| Grapevine Interactive (Pty) Ltd. | A2P messaging for clients in South Africa | South Africa | 2026-09-30 |
| [Infobip Ltd.](https://thirdpartyindex.com/vendors/infobip.md) | A2P messaging for clients globally | United States | 2026-09-30 |
| JT Jersey Limited | Phone Number Insights for clients in Europe | United Kingdom | 2026-09-30 |
| [Khoros, LLC](https://thirdpartyindex.com/vendors/khoros.md) | Community platform services, online content management, moderation and analytics, with respect to Fair Isaac Products and SaaS Services. | United States | 2026-09-30 |
| Marcatel Telecommunications LLC | Voice services for clients in Mexico | Mexico | 2026-09-30 |
| Media4u Inc. | A2P messaging for clients in Japan | Japan | 2026-09-30 |
| [Microsoft Corporation](https://thirdpartyindex.com/vendors/microsoft.md) | Business productivity software for clients globally | United States | 2026-09-30 |
| NetNumber Global Data Services | Phone Number Insights for clients in the United States | United States | 2026-09-30 |
| Neustar Info Services Inc. | KYC data verification in the United States | United States | 2026-09-30 |
| [Okta, Inc.](https://thirdpartyindex.com/vendors/okta.md) | Identity and Authentication for clients globally | United States | 2026-09-30 |
| [Ping Identity Corporation](https://thirdpartyindex.com/vendors/ping-identity.md) | Comprehensive identity management services for FICO Platform | United States | 2026-09-30 |
| Prove Identity, Inc. | Phone Number Insights for clients globally | United States | 2026-09-30 |
| Saicom Voice Services | A2P messaging and; voice services for clients in South Africa | South Africa | 2026-09-30 |
| [Salesforce, Inc.](https://thirdpartyindex.com/vendors/salesforce.md) | Customer relationship management for clients globally | United States | 2026-09-30 |
| [ServiceNow, Inc.](https://thirdpartyindex.com/vendors/servicenow.md) | Customer support and ticketing for clients globally | United States | 2026-09-30 |
| Simwood ESMS Ltd. | Voice services for clients in the United Kingdom | United Kingdom | 2026-09-30 |
| [Sinch America Inc.](https://thirdpartyindex.com/vendors/sinch.md) | A2P messaging for clients globally | United States | 2026-09-30 |
| [Splunk, Inc.](https://thirdpartyindex.com/vendors/splunk.md) | System logs and analysis for clients globally | United States | 2026-09-30 |
| Tata Communications Inc. | Voice services for clients in Singapore | United States | 2026-09-30 |
| [Twilio, Inc.](https://thirdpartyindex.com/vendors/twilio.md) | Application to person (“A2P”) messaging, voice services, and information relating to phone numbers required for CCS such as number, carrier type and sim swap (“Phone Number Insights”) for clients globally | United States | 2026-09-30 |
| [Zoom Video Communications, Inc.](https://thirdpartyindex.com/vendors/zoom.md) | Video and Teleconferencing for clients globally | United States | 2026-09-30 |

Read from ([evidence](https://thirdpartyindex.com/evidence/19086)). CSV: https://thirdpartyindex.com/vendors/fico/subprocessors.csv

## Listed as a subprocessor by (0)

No tracked vendor lists it.

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Third Party Index (https://thirdpartyindex.com) monitors vendors' public security and privacy documents and keeps each version as evidence. Data CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/); vendors' own documents are theirs. API: https://thirdpartyindex.com/api